The right insurance
for your ​business

Contact us for a quote or other specialized insurance information

You've built your business from the ground up, and you want to protect it.  Finding the right coverage is vital to protecting your assets and ensuring that you and your employees remain protected. iNSUREDLA is here to help you find the right insurance products for your business.

Products we offer

Business owner's policy Coverage that bundles property insurance and general liability insurance under one plan. A BOP is often one of the most cost-effective commercial insurance policies. BEST FOR Customer injury. Damaged business property. Business interruption incidents.

General liability insurance Coverage for common business risks including bodily injury, customer property damage, and advertising injury. Required for most commercial leases. BEST FOR Slip-and-fall accidents. Damaged customer property. Libel or slander lawsuits.

Professional liability insurance This policy, also called errors and omissions insurance, can help cover legal expenses if a business is sued for unsatisfactory work. BEST FOR Professional negligence lawsuits. Project scope disputes. Work mistakes or oversights.

Cyber liability insurance This policy helps businesses survive data breaches and cyberattacks by helping to cover recovery expenses and associated costs. BEST FOR Data breach lawsuits. Breach notification expenses. Fraud monitoring costs.

Umbrella / excess liability insurance- This policy provides additional coverage once another policy's limit is reached. It boosts coverage on your existing general liability insurance and other liability policies.
BEST FOR
Additional liability coverage
Additional workers' comp coverage
Additional commercial coverage

This insurance coverage provides for lost revenue and expenses when an event forces a business to temporarily stop operations. BEST FOR Lost revenue Day-to-day expenses Relocation costs

This policy covers the value of a business's physical structure and its contents, such as inventory, equipment, and furniture. BEST FOR Fire Theft or vandalism Windstorms

Errors and omissions insurance This policy, sometimes called professional liability insurance, is common with professional services. It can cover legal fees of lawsuits related to work performance. BEST FOR Business disputes. Negligence accusations. Work errors.

A Third-Party Fidelity Bond (also called a Commercial Dishonesty Bond or Employee Dishonesty Bond) is designed to insure your business in the event that one of your employees or contractors… Steals property, money, or other assets while on a client’s premises. Illegally transfers funds by accessing a client’s secure systems remotely. If this does happen, the fidelity bond can grant you the funds to compensate the client for their loss

Employment practices liability insurance This policy, also called EPLI, can cover legal expenses when an employee sues over discrimination, harassment, wrongful termination, and similar issues. BEST FOR Sexual harassment lawsuits Discrimination claims Mismanagement allegation

Workers' compensation insurance Required for businesses with employees in almost every state, workers' comp can help cover medical fees and lost wages for work-related illnesses and injuries. BEST FOR Employee medical expenses. Missed wages. Legal costs.

Liquor liability insurance-Coverage for legal fees, settlements, and medical costs if alcohol is served or sold to a visibly intoxicated person who then harms others. BEST FOR Property damage caused to others by an overserved patron Injuries caused to others by an overserved patron Damage caused to others by a drunk employee

Special event insurance- This policy combines liability and property coverages for events that occur outside of normal business activities. BEST FOR Business events Fundraisers Parties

Property coverage for business items used in the field. It typically pays for property that has been lost, damaged, or stolen. BEST FOR Property in transit Unique or valuable property Property that transfers information

Commercial auto insurance- Coverage for business-owned vehicles. This policy typically pays for the other person's damages after an accident and damage by theft, weather, and vandalism. BEST FOR Car accidents Vandalism and theft Weather damage Hired and non-owned auto insurance--This policy covers a business's liability in accidents that occur while driving leased vehicles, rentals, and employee-owned cars for company errands. BEST FOR Accidents in leased vehicles Accidents in rental cars Accidents in employee-owned vehicles

Product liability insurance Coverage for claims that a business's products caused personal injury or property damage. BEST FOR Manufacturers Distributors Retailers

Interested in a quote or more products? Click here:

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BUSINESS INDUSTRIES
​WE INSURE

​Building design

Architects
Building inspectors
Control systems integrators
Draftsmen
Engineers
Interior designers
Land surveyors
Landscape architects

Cleaning services

Carpet cleaning
House cleaning
Janitorial services
Pool cleaning
Septic tank cleaning
Window cleaning

Construction and contracting

Appliance repair
Carpenters
Concrete contractors
Debris removal
Electricians
Excavation contractors
General contractors
Handyman services
Interior construction
Locksmiths
Masonry contractors
Painters
Paving contractors
Permanent yard contractors
Plumbers
Property preservation
Roofers
Sheet metal contractors
Snow and ice removal
Stucco and plastering

​ Consulting

Agricultural consultants
Education consultants
HR consultants
IT consultants
Management consultants
Market research analysts
Marketing consultants
Research consultants

​Finance and accounting

​Accountants and auditors
Bookkeepers
Financial advisors
Stockbrokers
Tax preparers

Food and beverage

​Bakeries
Bars
Caterers
Coffee shops and cafes
Delis
Food trucks
Food vendors
Restaurants

Healthcare professionals

​Acupuncturists
Chiropractors
CPR and first aid instructors
Dentists
Dietitians and nutritionists
Doctors
EEG technicians
Personal care aides
Home healthcare providers
Medical offices
Nurses
Ophthalmologists
Opticians
Optometrists
Physical therapists
Podiatrists
Psychiatrists
Radiologists
Social workers

Home-based businesses

Crafters and artisans
DJs
Event and wedding planners
Performers and entertainers
Virtual assistants
Writers and authors

Installation professionals

​Appliance installation
Ceiling and wall installation
Door and window installation
Drywall installation
Fence installation
Flooring installation
Glass and glazing contractors
HVAC installation
Telecom cabling installation
Tile and stone installation

Insurance professionals

​Claims adjusters
Life and health agents
Property and casualty agents

IT / Technology​

​Computer repair businesses
Data scientists
Digital marketing agencies
IT consultants
IT project managers
IT staffing agencies
Mobile app developers
Network security companies
SEO and SEM consultants
Software developers
Technical writers
Telecom cabling installation
Web designers
Web developers
Web hosting

Landscaping

​Irrigation
Landscape design
Lawn care
Tree service

Manufacturing

​Clothing and apparel manufacturers
Food and beverage manufacturers
Metal manufacturers
Wood manufacturers

​Media and advertising

​Advertising agencies
Broadcasters
Graphic designers
PR agencies
Publishers
Social media companies

Nonprofits

Animal shelters
Churches and religious organizations
Community centers
Counseling and referral centers

 Personal care

​Barbershops
Day spas
Estheticians
Hair salons and stylists
Massage therapists
Medical spas
Nail salons and technicians

Pet care

​Animal hospitals and veterinarians
Pet boarding
Pet groomers
Pet sitters
Pet trainers and walkers

Photo and video

​Photographers
Photography studios
Video production studios
Videographers

Printing and copying

​Commercial printing
Copying and duplicating
Linotyping
Lithographing
Photocopying and blueprinting

Professional services

​Career coaches
Corporate trainers
Employment agencies
Executive coaches
Funeral directors
Lawyers
Medical billing services
Notaries public
Professional organizers
Public speakers
Publishers (No printing)
Recruiters
Talent agencies
Translators
Travel agents
Tutors

Real estate

​Commercial landlords
Property managers
Real estate agents and brokers
Title abstractors

Retail

​Clothing stores
Computer and electronics stores
Consignment and thrift stores
Convenience and drug stores
E-commerce and online retailers
Florists
Grocery stores
Jewelry stores
Pets and pet supplies
Smoke, tobacco and vape shops

Sports and fitness

Dance instructors
Fitness instructors
Personal trainers
Yoga teachers

​Therapy and counseling

​Animal-assisted therapists
Expressive and creative arts therapists
Faith-based and pastoral counselors
Health educators
Marriage and family therapists
Mental health counselors
Occupational therapists
Psychologists
Speech therapists
Wellness counselors

OTHER BUSINESS
INSURANCE PRODUCTS

Directors and officers insurance

D&O INSURANCE COVERS DECISIONS DIRECTORS, OFFICERS, AND BOARD MEMBERS MAKE ON BEHALF OF THE COMPANY. IF THEY ARE SUED, IT MAY PAY THEIR LEGAL EXPENSES.
BEST FOR
EMPLOYMENT PRACTICES LAWSUITS
MISMANAGEMENT ACCUSATIONS
DEFAMATION CLAIMS

Auto insurance for small businesses

​Business-owned vehicles are required to have commercial auto insurance. Additionally, personal vehicles used for business purposes are not covered by your personal auto insurance policy.

Builder's risk insurance

Coverage for structures in progress, often paying for damage caused by fire, vandalization, and non-severe weather events. It can also cover on-site materials and equipment.
BEST FOR
Building construction
Building renovation
Worksite theft and vandalism

Contractor's tools and equipment

This policy covers the value of a contractor's lost, stolen, or damaged equipment.
BEST FOR
Equipment less than five years old
Mobile equipment
Small tools

Bonds for small businesses

Businesses may need bond insurance if they work with the government or handle a client’s finances.

Surety bond

This bond assures a business's clients that its insurance company will reimburse their losses if the business fails to deliver contracted services. It's also called a janitorial bond.
BEST FOR
Failure to deliver services
Contract disputes
Incomplete work

License / permit bond

This bond offers guarantees a business will perform the contracted work and adhere to state or town regulations.
BEST FOR
Failure to complete work
Failure to follow regulations
Failure to meet industry standards​